What’s covered with Worldcare travel insurance

Compare our range of travel insurance options for international and domestic travel.

Worldcare offers a wide range of insurance options, starting from our Basic cover, moving to our Essentials offerings and finishing with our Comprehensive travel insurance.

If you are thinking of travelling multiple times in the same year then take a look at our Multi-Trip travel insurance, and if you are planning on travelling around Australia then see our Domestic travel insurance offering.

International Travel Insurance

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Sub-limits apply to particular types of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section. The amounts listed below are the most we will pay in total for all claims under each section.

BenefitsBasicEssentialsComprehensiveMulti-Trip
Overseas Emergency Assistance

Sub-limits:
Funeral/cremation Overseas and/or bringing your remains home (per person)

Unlimited


$15,000
Unlimited


$15,000
Unlimited


$15,000
Unlimited


$15,000
Overseas Emergency Medical & Hospital Expenses

Sub-limits:
Emergency Dental Expenses (per person)

Unlimited


$1,000
Unlimited


$1,000
Unlimited


$1,000
Unlimited


$1,000
Accidental Death - - $25,000 $25,000
Permanent Disability - - $25,000 $25,000
Hospital Cash Allowance - - $5,000 $5,000
Loss of Income - - $10,400 $10,400
Cancellation

Sub-limits:
Travel Agents Cancellation Fees
Relatives with a Pre-existing Medical Condition

- $10,000


$1,500
$2,000
Unlimited


$1,500
$2,000
Unlimited


$1,500
$2,000
Additional Expenses - $25,000 $50,000 $50,000
Travel Delay Expenses

Sub-limits:
Daily Limit

- $2,000


$200
$2,000


$200
$2,000


$200
Alternative Transport Expenses - - $5,000 $5,000
Return Airfare - $2,000 $3,000 $3,000
Domestic Services - - $500 $500
Domestic Pets - - $500 $500
Luggage & Personal Effects

Sub-limits:

Personal computers,video recorders or cameras (per item)
Mobile phones (per item)
All other unspecified items (per item)
Luggage and personal effects left in a concealed storage compartment of a locked motor vehicle (limit of $200 per item applies)

- $3,000

$3,000

$1,000

$750

$2,000

$10,000

$3,000

$1,000

$750

$2,000

$10,000

$3,000

$1,000

$750

$2,000

Luggage & Personal Effects Delay Expenses - $250 $500 $500
Travel Documents, Transaction Cards & Travellers Cheques - - $5,000 $5,000
Theft of Cash - - $250 $250
Rental Vehicle Excess

Sub-limits:
Return of Rental Vehicle

- $3,000


$500
$3,000


$500
$3,000


$500
Personal Liability $2,500,000 $2,500,000 $2,500,000 $2,500,000

Additional Options

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Sub-limits apply to particular types of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section. The amounts listed below are the most we will pay in total for all claims under each section.

BenefitsBasicEssentialsComprehensiveMulti-Trip
Snow and Skiiing
Emergency Rescue (not available in Australia) - - $100,000 $100,000
Own Snow Sport Equipment - - $2,000 $2,000
Snow Sport Equipment Hire - - $2,000 $2,000
Snow Sport Pack - - $1,000 $1,000
Piste Closure - - $1,000 $1,000
Bad Weather & Avalanche Closure - - $1,000 $1,000
Cruise
Medical cover while cruising - - Unlimited Unlimited
Evacuation cover - ship to shore - - Unlimited Unlimited
Cabin confinement - - $500 $500
Pre-paid shore excursion cancellation - - $1,000 $1,000
Formal cruise attire lost or damaged - - $1,000 $1,000
Formal cruise attire delayed - - $250 $250
Marine Rescue Diversion - - $500 $500
Golf Option
Own Golf Equipment - - $2,000 $2,000
Golf Equipment Hire - - $1,500 $1,500
Golf Green Fees - - $500 $500
Hole in One - - $250 $250

Domestic Travel Insurance

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Sub-limits apply to particular types of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section. The amounts listed below are the most we will pay in total for all claims under each section.

BenefitsDomestic
Overseas Emergency Assistance

Sub-limits:
Funeral/cremation Overseas and/or bringing your remains home (per person)

-
Overseas Emergency Medical & Hospital Expenses

Sub-limits:
Emergency Dental Expenses (per person)

-
Accidental Death $25,000
Permanent Disability -
Hospital Cash Allowance -
Loss of Income -
Cancellation

Sub-limits:
Travel Agents Cancellation Fees
Relatives with a Pre-existing Medical Condition

Unlimited


$1,500
$2,000
Additional Expenses

Sub-limits:
Resumption of Journey
Relatives with a Pre-existing Medical Condition

$25,000


$3,000
$2,000
Travel Delay Expenses

Sub-limits:
Daily Limit

$2,000


$200
Alternative Transport Expenses -
Return Airfare -
Domestic Services -
Domestic Pets -
Luggage & Personal Effects

Sub-limits:
Personal computers,video recorders or cameras (per item)
Mobile phones (per item)
All other unspecified items (per item)
Luggage and personal effects left in a concealed storage compartment of a locked motor vehicle (limit of $200 per item applies)

$10,000


$3,000
$1,000
$750
$2,000
Luggage & Personal Effects Delay Expenses $500
Travel Documents, Transaction Cards & Travellers Cheques -
Theft of Cash $250
Rental Vehicle Excess

Sub-limits:
Return of Rental Vehicle

$3,000


$500
Personal Liability $2,500,000

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Coverage details for

Adventure Cover

We cover a range of adventure activities in most destinations you're likely to visit.

Adventure Cover

We cover a range of adventure activities in most destinations you're likely to visit.

More info
Cruise Cover

Great cover for international and Australian cruises.

Cruise Cover

Great cover for international and Australian cruises.

More info
Ski Trip Cover

Covers your equipment, piste closure, emergency rescue and more.

Ski Trip Cover

Covers your equipment, piste closure, emergency rescue and more.

More info
Cover for Domestic travel

Check out our cover for travelling through Australia.

Cover for Domestic travel

Check out our cover for travelling through Australia.

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Multi-Trip Cover

Travelling more than once in a year? See our Multi-trip cover option.

Multi-Trip Cover

Travelling more than once in a year? See our Multi-trip cover option.

More info
Medical Conditions

See our cover for a range of pre-existing medical conditions.

Medical Conditions

See our cover for a range of pre-existing medical conditions.

More info
Seniors Cover

View our cover for seniors and see what we offer.

Seniors Cover

View our cover for seniors and see what we offer.

More info
Group Bookings

Worldcare can provide your group with award-winning travel insurance cover.

Group Bookings

Worldcare can provide your group with award-winning travel insurance cover.

More info

Coverage details for

We cover a range of adventure activities in most destinations you're likely to visit.

See details

Great cover for international and Australian cruises.

See details

Covers your equipment, piste closure, emergency rescue and more.

See details

Check out our cover for travelling through Australia.

See details

Travelling more than once in a year? See our Multi-trip cover option.

See details

See our cover for a range of pre-existing medical conditions.

See details

View our cover for seniors and see what we offer.

See details

Worldcare can provide your group with award-winning travel insurance cover.

See details

Worldcare Travel Insurance: Worldcare and Allianz Global Assistance are trading names of AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 which issues and manages travel insurance as agent of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. Terms, conditions, limits and exclusions apply. We do not provide any advice on this insurance based on any consideration of your objectives, financial status or needs. Before making a decision please consider the Product Disclosure Statement. If you purchase a policy we receive a commission which is a percentage of your premium - ask us for more details before we provide you with any services on this product.

Worldcare Emergency Home Assistance: Terms, conditions, limits and exclusions apply. See Worldcare Emergency Home Assistance Terms & Conditions for details. Worldcare Emergency Home Assistance is provided by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Global Assistance.