Although there are some conditions that we exclude from our travel insurance cover, we have a significant list of medical problems that we actually cover free of charge, provided your pre-existing medical conditions is described in the list and it has not caused your hospitalisation (including day surgery or emergency department attendance) in the 24 months prior to the time of your policy being issued.

Terms, conditions, limits and exclusions apply. Please read the Product Disclosure Statement for full details.

Conditions we cover

  1. acne;
  2. asthma, provided:
    • you are under 60 years of age, and
    • you have no other lung disease;
  3. bunions;
  4. carpal tunnel syndrome;
  5. cataracts;
  6. cleft palate;
  7. cochlear implant;
  8. coeliac disease;
  9. congenital adrenal hyperplasia;
  10. congenital blindness;
  11. congenital deafness;
  12. conjunctivitis;
  13. dengue fever;
  14. diabetes (type 1 or type 2), or glucose intolerance provided:
    • you were first diagnosed over 6 months ago; and
    • you had no complications in the last 12 months; and
    • you had no kidney, eye or neuropathy complications or cardiovascular disease; and
    • you are under 50 years of age;
  15. dry eye syndrome;
  16. Dupuytren's contracture;
  17. ear grommets, if no current infection;
  18. eczema;
  19. gastric reflux (GORD);
  20. glaucoma;
  21. gout;
  22. hay fever;
  23. hiatus hernia, if no surgery planned;
  24. hormone replacement therapy;
  25. hypercholesterolaemia (high cholesterol), provided no cardiovascular disease and/or no diabetes;
  26. hyperlipidaemia (high blood lipids), provided no cardiovascular disease and/or no diabetes;
  27. hypertension, provided no cardiovascular disease and/or no diabetes;
  28. hypothyroidism, including Hashimoto’s disease;
  29. lipoma;
  30. macular degeneration;
  31. Meniere’s disease;
  32. rhinitis;
  33. rosacea;
  34. sinusitis;
  35. tinnitus; or
  36. single uncomplicated pregnancy, up to and including 23 weeks, not arising from services or treatment associated with an assisted reproduction program including but not limited to, in vitro fertilisation (IVF).

No application for cover or any further information is required from you if:

  1. your pre-existing medical condition is described in the above list, and
  2. it has not caused your hospitalisation (including day surgery or emergency department attendance) in the 24 months prior to the time of the policy being issued.
Like what you've seen?

Join over 1 million people with Worldcare Travel Insurance

See more at our Seniors Travel Insurance and Skiing Travel Insurance pages.

Worldcare Travel Insurance: Worldcare and Allianz Global Assistance are trading names of AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 which issues and manages travel insurance as agent of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. Terms, conditions, limits and exclusions apply. We do not provide any advice on this insurance based on any consideration of your objectives, financial status or needs. Before making a decision please consider the Product Disclosure Statement. If you purchase a policy we receive a commission which is a percentage of your premium - ask us for more details before we provide you with any services on this product.

Worldcare Emergency Home Assistance: Terms, conditions, limits and exclusions apply. See Worldcare Emergency Home Assistance Terms & Conditions for details. Worldcare Emergency Home Assistance is provided by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Global Assistance.