Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:
- Natural Disasters
Cover for emergency medical assistance including:
- 24-hour Emergency Medical Assistance
- Medical Evacuations
- Funeral Arrangements
- Messages to family
- Hospital Guarantees
Cover for overseas medical treatment if you are injured or become sick overseas, including:
- Dental Expenses
Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:
- Accidental injury
Also cover for travelling companion or relative accommodation and travel expense to travel to, stay near or escort you resulting from:
- Medical Evacuation
An allowance of $50 per day if you are hospitalised whilst overseas for more than 48 continuous hours.
A death benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury.
A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey.
A weekly loss of income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to Australia for more than 30 days.
Cover to replace costs of travel documents lost or stolen from you during your journey, such as:
- Credit Cards
- Travel Documents
- Traveller Cheques
Cover for the following items stolen from your person, up to $250 for all claims combined:
- Bank Notes
- Currency Notes
- Postal Orders
- Money Orders
Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:
- Personal Effects
- Personal Computers
An allowance to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 12 hours.
Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:
- Natural Disasters
- Carrier Accidents
- Rental Car Accidents
- Loss of Passport/Travel Documents
Cover for additional travel expenses following transport delays to reach events such as:
- Sporting Event
- Pre-paid travel/tour arrangements
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:
- Damaged and/or cost of returning rental vehicle due to you being unfit
Cover for additional boarding kennels or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away.
Cover for house keeping services following injury disablement continuing upon your return home.
Cover for the cost of your original airline ticket if the attending Medical Adviser, approved by us requires you to be brought back to Australia with medical escort due to: