Automatic pre-existing medical cover

Unlike most travel insurance policies, we don’t penalise you if you have a medical history. Although there are some conditions that we exclude from cover, we have a significant list of medical problems that we actually cover free of charge.

  1. Acne
  2. Allergies – Any of the following: Allergic Rhinitis, Allergy Chronic Sinusitis, Anaphylaxis, Bee Sting, Dermatitis, Eczema, Food Intolerance, Hay Fever, Latex Allergy, Psoriasis, Rhinitis, Sinusitis, Urticaria
  3. Asthma – with no other lung disease
  4. Benign cysts/polyps – renal, breast, ovarian, colonic
  5. Congenital Blindness
  6. Congenital Deafness
  7. Diabetes Mellitus (Types I and II) – providing you were diagnosed over 12 months ago, have no eye, kidney or nerve complications, and you do not also suffer from a known cardiovascular disease, hypertension or hypercholesterolaemia.
  8. Epilepsy/seizure disorder – Where you have had no change to your medication regime and you have not had a seizure in the last 12 months.
  9. Gastric Reflux
  10. Glaucoma
  11. Hiatus Hernia
  12. Hypercholesterolaemia (High Cholesterol) – Provided you do not also suffer from a known cardiovascular disease and/or diabetes
  13. Hypertension (High Blood Pressure) – Provided you do not also suffer from a known cardiovascular disease and/or diabetes
  14. Macular Degeneration
  15. Meniere’s disease
  16. Menopause
  17. Minor surgery over 6 weeks ago, with no complications, and no ongoing treatment: Trans Urethral Resection of the Prostate (TURP), Carpal Tunnel Repair, Ear Grommet Insertion, Cataract Surgery
  18. Pre-diabetes – Impaired Glucose Tolerance Insulin Resistance
  19. Thyroid Deficiency – Hypothyroidism Goitre Hashimoto’s Disease
  20. Vitamin Deficiency – Iron Deficiency Anaemia Vitamin B12 Deficiency Pernicious Anaemia Folate Deficiency
Worldcare Special Features
Cheap Travel Insurance
Travel Insurance Experts
Prestige Travel Insurance
Direct Travel Insurance
In-House Travel Claims
Australian Travel Insurance
Additional Luggage Cover
Automatic Pre-Existing Cover
Special Medical Approvals
Nil Excess Options
Age Friendly
 
Worldcare
As a market leader, Worldcare Travel Insurance offers you total in-house service from arranging your insurance to paying your claim. This flexibility and knowledge enables us to innovate and let you design your own policy!
Worldcare Travel Insurance
Allianz Global Assistance
Allianz Global Assistance Australia is a leading provider of travel insurance & student health cover, as well as roadside & property assistance. Around the clock, around the world, we're always ready to help you - whatever it takes.
Allianz Global Assistance
Allianz
The Allianz Group is one of the largest and most renowned insurance and financial services providers in the world.
Representing an international network of strong brands with first class products, Allianz brings together the expertise of specialists in property and casualty insurance, life and health insurance, asset management and banking.
Allianz
 
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