Plan B provides cover for persons travelling domestically. Note that this is not a medical plan, it covers you largely for your luggage and the risk of cancellation or disruption of travel. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home.

Note: the cancellation benefit is a pre-travel benefit that covers you from the moment you buy your policy.

This is a summary of benefits. Please read the product disclosure statement carefully for the complete details of “What we will pay” and “What we will not pay”. Importantly, please note that exclusions do apply as well as limits to the cover and thse are set out in the product disclosure statement.

Section

Benefit

Single

Duo

Family

1

Cancellation Fees and Lost Deposits

unlimited 

unlimited 

unlimited 

4

Additional Expenses

$50,000

$50,000

$100,000

6

Accidental Death

$25,000

$25,000

$50,000

11

Luggage and Personal Effects

$5,000

$5,000

$10,000

13

Travel Delay Allowance

$1,000

$1,000

$2,000

15

Personal Liability

$5 million

$5 million

$5 million

16

Rental Vehicle

$3,000

$3,000

$3,000

17

Domestic Pets

$500

$500

$500

18

Domestic Services

$500

$500

$500

* Note all benefits and premiums are in Australian dollars.

summary of benefits

This is only a summary of the benefits. Please read the product disclosure statement carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the product disclosure statement.
1. Cancellation Fees & Lost Deposits

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:

  • Sickness
  • Accidents
  • Strikes
  • Collisions
  • Retrenchment
  • Natural Disasters

Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
4. Additional Expenses

Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:

  • Sickness
  • Accidental injury
  • Death

Also cover for travelling companion or relative accommodation and travel expense to travel to, stay near or escort you resulting from:

  • Hospitalisation
  • Medical Evacuation

Single/Duo Plan: $50,000
Family Plan: $100,000
6. Accidental Death – Nil Excess

A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury


Single/Duo Plan: $25,000   
Family Plan: $50,000
11. Luggage and Personal Effects (Additional Cover Options Available)

Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:

  • Luggage
  • Spectacles
  • Personal Effects
  • Personal Computers
  • Cameras

Single/Duo Plan: $5,000   
Family Plan: $10,000
13. Travel Delay Allowance – Nil Excess

Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:

  • Strikes
  • Riots
  • Natural Disasters
  • Hijack
  • Carrier Accidents
  • Rental Car Accidents
  • Loss of Passport/Travel Documents

Single/Duo Plan: $1,000   
Family Plan: $2,000
15. Personal Liability

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you:


Single/Duo Plan: $5 million   
Family Plan: $5 million
16. Rental Vehicle

Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:

  • Stolen
  • Crashed
  • Damaged and/or cost of returning rental vehicle due to you being unfit

Single/Duo Plan: $3,000   
Family Plan: $3,000
17. Domestic Pets - Nil Excess

Cover for additional boarding kennels or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away:


Single/Duo Plan: $500
Family Plan: $500
18. Domestic Services - Nil Excess

Cover for house keeping services following injury disablement continuing upon your return home:


Single/Duo Plan: $500
Family Plan: $500

*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST