Travel Insurance Australia only - Plan Benefits (Plan B)

Plan B provides cover for persons travelling domestically. Note that this is not a medical plan, it covers you largely for your luggage and the risk of cancellation or disruption of travel. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home.

Note: the cancellation benefit is a pre-travel benefit that covers you from the moment you buy your policy.

Summary of Benefits

This is only a summary of the benefits. Please read the Combined Financial Services Guide and Product Disclosure Statement carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the product disclosure statement.
 
Contract All Definitions | Expand All Definitions
 
Benefit Single Duo Family
1 Cancellation Fees & Lost Deposits
unlimited  unlimited  unlimited 
Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:
  • Sickness
  • Accidents
  • Strikes
  • Collisions
  • Retrenchment
  • Natural Disasters
Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
4 Additional Expenses
$50,000 $50,000 $100,000
Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:
  • Sickness
  • Accidental injury
  • Death
Also cover for travelling companion or relative accommodation and travel expense to travel to, stay near or escort you resulting from:
  • Hospitalisation
  • Medical Evacuation
Single/Duo Plan: $50,000
Family Plan: $100,000
6 Accidental Death – Nil Excess
$25,000 $25,000 $50,000
A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury

Single/Duo Plan: $25,000   
Family Plan: $50,000
11 Luggage and Personal Effects (Additional Cover Options Available)
$5,000 $5,000 $10,000
Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:
  • Luggage
  • Spectacles
  • Personal Effects
  • Personal Computers
  • Cameras
Single/Duo Plan: $5,000   
Family Plan: $10,000
13 Travel Delay Allowance – Nil Excess
$1,000 $1,000 $2,000
Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:
  • Strikes
  • Riots
  • Natural Disasters
  • Hijack
  • Carrier Accidents
  • Rental Car Accidents
  • Loss of Passport/Travel Documents
Single/Duo Plan: $1,000   
Family Plan: $2,000
15 Personal Liability
$5 million $5 million $5 million
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you:

Single/Duo Plan: $5 million   
Family Plan: $5 million
16 Rental Vehicle
$3,000 $3,000 $3,000
Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:
  • Stolen
  • Crashed
  • Damaged and/or cost of returning rental vehicle due to you being unfit
Single/Duo Plan: $3,000   
Family Plan: $3,000
17 Domestic Pets - Nil Excess
$500 $500 $500
Cover for additional boarding kennels or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away:

Single/Duo Plan: $500
Family Plan: $500
18 Domestic Services - Nil Excess
$500 $500 $500
Cover for house keeping services following injury disablement continuing upon your return home:

Single/Duo Plan: $500
Family Plan: $500
 
*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST
 
* Note all benefits and premiums are in Australian dollars. 
 
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