Nil Excess Options

Most insurance policies have an excess, or a "deductible" as part of your cover. This means that when you claim, the Insurer first removes the excess from any amount they would pay.

In some cases this de-values your policy, for example, if your $110 sunglasses are broken while you are away, you are only able to claim back $10 if you have an excess of $100.

With Worldcare Travel Insurance, we allow you to remove the standard $100 excess on international policies, by paying an additional $25 up front.